How Buying Works
Buying a car online, done the right way
From first click to your driveway in 5–14 days — your money safeguarded at every stage, and 14 days to be completely certain before anything is final.
Buy With Peace of Mind
The safest way to buy a car isn't over a handshake
Buying privately means taking a stranger's word on mileage, hidden faults and history — and parting with your money with no way back. We've built a process that leaves nothing to trust.
Buying from a private individual
- Mileage and history simply taken on trust
- Hidden mechanical faults that a quick drive never shows
- Money paid across with no protection at all
- No warranty, no returns, no recourse
Purchasing from HJ Motors
- 168-point inspection using advanced diagnostics, along with a full HPI check
- Your payment rests in a secure holding account — never released on trust
- 14 days to try it on your own roads before anything becomes final
- 12-month warranty covering the major mechanical components, engine and gearbox included
Step by Step
Four simple steps. No leaps of faith.
Each stage is set out in writing before a penny changes hands — and your money remains protected until you've accepted the car.
Pick your car & get in touch
Explore the full inventory online — each car with a complete photo gallery, full specification, history summary and a fixed, market-beating price. Found the one? Hit Enquire Now or give us a call.
- A real person checks availability and answers every question, usually within the hour
- We email you the contract and invoice the very same day
- Sort everything from your sofa — no appointments, no showroom, no pressure
Sign the contract and pay securely
Once you've signed, your payment moves into a secure holding account, where it stays safe until the car has arrived and you've accepted it.
- Every figure set out in writing before you commit — the car's price, a fixed £200 admin fee, delivery at £0.30 per mile and any registration fees that apply. Nothing else crops up later
- The funds are released only once you accept the car at the end of your inspection period
- If you turn the vehicle down, those same funds return to you in full, straight away
Clearing, preparing & delivering
As soon as we receive proof of your payment, the clearing process gets under way. Your car goes through its final checks and professional preparation, then comes to you on a fully insured transporter — carried by hauliers, not driven with miles added to your clock.
- The whole thing takes 5 to 14 days from confirmed payment to your door, and we keep you posted at every stage
- Delivered to anywhere in mainland UK at £0.30 per mile
- At handover you're given the keys, registration paperwork and every document — inspection report and HPI certificate included
Take 14 days to be sure
From the day the car turns up, you have a 14-day inspection period. Take it to work, pile the family in, have your own mechanic look it over — the car stays insured the whole time.
- Happy? Confirm your acceptance and the transaction completes — the car is yours
- Not right, for whatever reason? Turn it down with no financial risk
- We organise collection and process your full refund promptly — no restocking fees, no quibbles
Why Our Prices Seem Too Good
Great cars come with a backstory
A large portion of our stock comes straight from bank and lease repossessions — cars taken back early in their life rather than worn out at the end of it. Banks want them sold fast rather than for maximum profit, so we price each car on what it cost us to recover and prepare — not on whatever the market would bear.
- The same inspection, no exceptions — repossessed or otherwise, every car clears the identical 168-point diagnostic check before it goes on the list.
- Clean provenance, evidenced — HPI checked, mileage verified against the national register and outstanding finance cleared before delivery.
- The same 12-month warranty — cover on the major mechanical components, engine and gearbox included.
- The same 14-day guarantee — if the value seems too good to be true, you've two full weeks to prove it to yourself.
If It Isn't The One
Sending it back is as easy as buying
If the car doesn't match its description — or simply isn't right for you — returning it takes three steps and costs you nothing.
1. Let us know
A single call or email within your 14 days. No forms to track down, no reason to justify — "it's not right" is enough.
2. We pick it up
We fill in a straightforward return agreement and send the transporter back to your door — you needn't drive anywhere or arrange a thing.
3. Money back
Your money returns promptly from the holding account it never really left — in full, with no restocking fees and no quibbles.
Protection Built In
What each purchase comes with
Insured door to door — and further still
The vehicle is fully insured while on the transporter and stays covered right through your 14-day inspection period.
Clear pricing, no ambush
You pay the vehicle price, a fixed £200 admin fee, delivery at £0.30 per mile and any applicable registration fees — each one written into your contract before you sign. Nothing gets added afterwards.
12-month warranty on the mechanicals
The major components are covered on every car — engine and transmission included — and backed by a nationwide repair network.
Every document, handed over
Keys, registration paperwork, the seven-page inspection report and the HPI certificate all come with the car — nothing to chase up afterwards.
Fast Answers
Put to us daily
Set to go when you are
Hundreds of inspected, warranted cars at 30–60% below retail — payment protected, insured delivery within 5–14 days, and 14 days to be sure.